How It Works
Meet Lucky
Why Lucky
English
العربية
Credit Made for Everyone.
Not The Few!
Safe, Simple
finances for everyone — helping you grow every day.
Credit Made
Easier
Lucky gives more people a real chance to get approved for credit, quickly and simply.
Up to 45 Days Interest-Free
Enjoy up to 45 days of interest-free spending.
Unlimited Discounts, Every Day
Access ongoing discounts across a wide range of brands and categories.
Vouchers All Year Round
Enjoy all year-round vouchers for your favorite brands.
How It Works
How Lucky Works For You
You start with a Lucky card that gives you access to unlock different benefits based on your profile.
Download & Join Lucky
Step 01
Get started and
apply in minutes.
Choose your Card & Pick it up from store
Step 02
Choose the card that fits you and
collect it from nearest partner location.
Activate and start using your credit
Step 03
Acess your credit instantly and
manage everything through the app.
Pay anywhere, online or in-store
Step 04
Use your card wherever you need-
securely and conveniently.
Track, save, and Enjoy exclusive perks
Step 05
Track your spending. unlock offers and
make the most of your card.
Meet Products
Choose Your Lucky Card
Two powerful options designed for different needs. Both help you save money and manage your finances better.
Lucky One
Built for everyday value and flexibility.
No monthly subscription
Unlimited discounts and offers
Use as a prepaid card for everyday spending
You can apply for credit anytime, based on eligibility scoring
Best for you if you want simple value today with optional credit access
Get Started
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Recommended
Lucky Plus
Built for people who want to actively build credit.
Monthly subscription
Use as prepaid, credit, and enjoy unlimited discounts
Spend EGP 2,000/month to support your credit eligibility journey
Credit approval depends on your progress and conditions
Best for you if you want a structured path to build credit over time
Get Started
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Why Lucky?
Financial Access, Made More Fair.
Lucky exists to make financial access more fair — giving more people access to value and growth, when used responsibly.
Secure & Regulated
Your money and transactions are protected under licensed financial systems.
Trusted Financial Partners
We work with leading financial institutions and global payment networks.
Accepted Everywhere
Use Lucky across leading brands and everyday payment networks.
Secure & Regulated
Your money and transactions are protected under licensed financial systems.
Trusted Financial Partners
We work with leading financial institutions and global payment networks.
Accepted Everywhere
Use Lucky across leading brands and everyday payment networks.
500K+
Active Users
2M+
Transactions
4.8
App Rating
500K+
Active Users
2M+
Transactions
4.8
App Rating
FAQs
Frequently Asked Questions
Find answers to common questions about Lucky and how it works.
Can’t find your answer ?
Get in touch with our support team, they are friendly!
Contact Us
Can I use my Lucky card for everyday purchases?
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Is there a monthly fee?
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How do I get approved for credit?
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What's the difference between Lucky Plus and Lucky One?
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What is Lucky?
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Can’t find your answer ?
Get in touch with our support team, they are friendly!
Contact Us
Contact Us
We’re Here To Help!
If you have any questions about Lucky, your card, or your account, you can reach out to us anytime.
Need help with your card?
Our team can help you with card activation, payments and usage, credit applications, and account support.
Customer Support
Website Chat
Chat with us live on the website
Website Chat
Chat with us live on the website
Website Chat
Chat with us live on the website
Website Chat
Chat with us live on the website
Send us a message
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Your credit, Made simple
Download the app to unlock exclusive benefits and full control.